Free Forex planning tool

Forex compounding calculator

Explore how repeated percentage gains or losses change a Forex account balance over time. Adjust the starting balance, return per period, and number of periods without treating the scenario as a performance promise.

Free to useNo signup requiredTransparent formula

Forex compound growth calculator

Model a constant percentage gain or loss over repeated periods. This is a mathematical scenario—not a return forecast.

Scenario ending balance

$1,425.76

Total change

$425.76

Forex compounding formula

Ending balance = P × (1 + r)n, where P is the starting balance, r is the percentage change written as a decimal, and n is the number of periods.

A simple compound example

A $1,000 balance modeled at 3% for 12 periods becomes about $1,425.76. That illustrates the formula only; it does not suggest a trader can produce 3% consistently.

Why drawdowns also compound

After a loss, the next percentage change applies to a smaller balance. A 50% loss then requires a 100% gain to return to the starting amount, which is why position sizing matters more than an optimistic growth target.

Build a risk plan, not a promise

Use conservative scenarios, include losing periods in your own planning, and compare modeled growth with maximum tolerable drawdown. Journal actual results rather than adjusting assumptions to fit a target.

Frequently asked questions

Questions about this free tool

How does Forex compounding work?

Compounding applies each period's percentage change to the updated balance, so later changes are calculated from prior gains or losses rather than the original balance.

What formula does the calculator use?

Ending balance equals starting balance multiplied by one plus the decimal rate, raised to the number of periods: P × (1 + r)^n.

Can I model losing periods?

Yes. Enter a negative percentage greater than -100 to model repeated drawdown. Real trading returns are not constant from period to period.

Is a compounded return a forecast?

No. It is a mathematical scenario based on an assumed constant rate. It does not predict strategy performance or account for varying results, withdrawals, fees, or taxes.

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